Our Services
Expert public adjuster representation for every type of property damage insurance claim.
No matter what type of damage your property has suffered, JD Public Adjusters has the expertise to document, file, and fight for maximum compensation under your insurance policy.
Roof Damage Claims
Roof damage from storms, hail, or high winds can compromise your entire home or commercial property. Insurance companies...
- Complete roof inspection including shingles, decking, flashing, gutters, and fascia
- Drone-assisted aerial photography for comprehensive documentation
- Line-by-line damage estimate using industry-standard Xactimate software
Roof Leak Claims
A roof leak is more than a nuisance — it is a sign of serious damage that can lead to mold growth, structural deteriorat...
- Locate and document the source of the leak on the roof
- Assess all interior damage caused by water intrusion (ceilings, walls, flooring, insulation)
- Test for moisture levels and hidden water damage behind walls
Water Damage Claims
Water damage is the most common and most under-compensated property insurance claim in the United States. Whether from b...
- Full moisture mapping using professional detection equipment
- Documentation of all affected building materials (flooring, drywall, cabinets, insulation)
- Assessment of personal property losses included in the claim
Mold Damage Claims
Mold is one of the most contested insurance claims in the industry. Insurers frequently deny or severely limit mold dama...
- Identify the moisture source that caused the mold growth
- Document the full extent of mold contamination with photographs and sampling
- Establish the causal link between a covered peril and the mold damage
Fire Damage Claims
Fire damage is devastating and the insurance claims process that follows can be equally overwhelming. JD Public Adjuster...
- Structural damage assessment for all fire-affected areas
- Smoke and soot damage evaluation throughout the property
- Documentation of water damage from fire suppression efforts
Sinkhole Damage Claims
Florida is one of the most sinkhole-prone states in the nation due to its karst limestone geology. Sinkhole activity can...
- Assessment of sinkhole warning signs: cracks, doors sticking, sloping floors
- Coordination with licensed geotechnical engineers for official sinkhole testing
- Documentation of all structural damage caused by sinkhole activity
Flood Damage Claims
Flood damage claims are uniquely complex because they often involve two separate policies: standard homeowners insurance...
- Review of all applicable policies: homeowners, NFIP, and private flood
- Precise documentation of flood damage per NFIP formatting requirements
- Separation of flood vs. water damage for proper claim assignment
Vandalism Claims
Property vandalism can range from graffiti and broken windows to deliberate structural destruction. These claims are fre...
- Complete property walkthrough documenting all acts of vandalism
- Assessment of secondary damage (weather intrusion after broken windows, etc.)
- Contractor estimates to validate the true cost of repairs
Hurricane Damage Claims
Hurricane damage claims are among the most complex in property insurance. A single storm event can cause wind damage, wa...
- Comprehensive wind, rain, and storm surge damage assessment
- Coordination with wind mitigation inspectors and structural engineers
- Separation of wind damage (homeowners) from flood damage (flood policy)
Commercial Property Claims
Commercial property claims are far more complex than residential claims. The stakes are higher, the policies are more in...
- Commercial property damage assessment for all building types
- Equipment, inventory, and fixtures loss documentation
- Building code upgrade (Ordinance & Law) coverage evaluation
Business Interruption Claims
When property damage forces your business to close or reduce operations, your financial losses extend far beyond the phy...
- Analysis of pre-loss business financial records (P&L, tax returns, revenue data)
- Calculation of lost net income for the period of restoration
- Documentation of ongoing fixed expenses covered during closure
Contingency-Based. No Upfront Fees.
JD Public Adjusters works on a contingency basis across all service types — we only collect a fee when you receive your insurance settlement. This means you face no financial risk in hiring us, and our success is directly tied to yours.
Ready to Maximize Your Insurance Claim?
JD Public Adjusters fights for homeowners and businesses across Florida, Texas, Louisiana, North Carolina, South Carolina, and Georgia. Free consultation — no fee unless you collect.